North Carolina mortgage brokerNMLS #2353968919-352-8938jason.hill@unitymortgagegroup.com
Homebuyers walking toward a welcoming North Carolina home

North Carolina mortgage guidance

Move fast.
Stay informed.

A strong mortgage plan helps you shop with confidence. We keep the process simple, explain what matters, and keep you updated from application to closing.

Fast Approvals. Fast Closings. Clear Communication.

01Clear next steps

Know what we need, why we need it, and what happens next.

02Responsive guidance

Questions get direct answers from people who understand your loan.

03A team that moves

Borrowers, agents, and our mortgage team stay aligned through closing.

The path forward

Your mortgage should feel understandable.

We turn a complicated process into a focused plan with clear ownership at every step.

  1. 01

    Talk with us

    Share your goals, timeline, and questions. We will help you understand the right starting point.

  2. 02

    Build your plan

    We review your information, explain available paths, and outline the documents needed.

  3. 03

    Shop with confidence

    With financing preparation in place, you and your real estate agent can focus on the right home.

  4. 04

    Move toward closing

    We coordinate the loan process, communicate milestones, and help you stay ready for the next step.

The Unity Learning Center

Mortgage knowledge you can return to at every stage.

Understand the decisions before they become deadlines. Explore practical, plain-language guides built around the questions borrowers ask most.

Explore the Learning Center

Loan options

Financing built around the buyer—not a template.

Every borrower’s situation is different. We help you compare the available choices and understand the tradeoffs before you decide.

Discuss your options
Conventional

Flexible financing options for qualified homebuyers and homeowners.

FHA

Government-insured financing that may offer accessible qualification paths.

VA

Home financing benefits for eligible service members, veterans, and surviving spouses.

USDA

Financing for eligible borrowers and properties in qualifying rural areas.

Jumbo

Solutions for loan amounts above standard conforming limits.

Refinance

A review of whether replacing an existing mortgage supports your current goals.

For real estate professionals

A mortgage partner who protects the momentum.

Your clients need clarity. You need updates you can rely on. Unity Mortgage Group keeps the financing process moving and communicates the details that matter—without making you chase for answers.

  • Responsive pre-approval support
  • Clear milestone communication
  • Shared focus on the client experience
Start a conversation
“
Here is what we need, why we need it, and what happens next.

That is how clear communication should feel.

About Unity

Built to help people move forward together.

Unity Mortgage Group is an independent mortgage brokerage built around speed, clarity, integrity, and shared success.

Our mission is simple: help homebuyers achieve homeownership through a fast, straightforward, low-stress mortgage experience.

SpeedClarityIntegrityUnity

Google reviews

Real experiences.
In their own words.

Hear from the homebuyers, homeowners, and real estate professionals who have worked with Jason Hill and our team.

Our service has a history.

These Google reviews were collected while our brokerage operated as Motto Mortgage Quality. We preserve the reviewers' original words and attribution.

Meet the people behind the service

Your mortgage team

Meet the people behind your mortgage.

A team focused on clear answers, personal guidance, and keeping you informed from your first conversation through closing.

Jason Hill

Jason Hill

Broker Owner, Branch Manager and Mortgage Loan Originator

NMLS #2353532

Jason leads Unity Mortgage Group as Broker Owner and Branch Manager and also serves clients as a Mortgage Loan Originator. His focus is clear communication, thoughtful financing guidance, and helping each client understand the next step from the first conversation through closing.

Lisa Hill

Lisa Hill

Broker Owner Partner

Lisa is Broker Owner Partner at Unity Mortgage Group, supporting the brokerage's commitment to attentive client service, clear communication, and a coordinated experience throughout the mortgage process.

Bipshyana Khanal

Bipshyana Khanal

Mortgage Loan Originator

NMLS #2522897

Bipshyana supports clients as they explore home financing and work through the application process. As a Mortgage Loan Originator, Bipshyana helps connect clients' goals with clear information about their mortgage options and next steps.

Caroline Tucker

Caroline Tucker

Mortgage Loan Originator Assistant and Mortgage Loan Processor

Caroline helps organize loan files and coordinate documentation as a Mortgage Loan Originator Assistant and Mortgage Loan Processor. Caroline supports the loan team and helps clients understand the items needed as their loan moves toward closing.

Tiffany Brumbaugh

Tiffany Brumbaugh

Mortgage Loan Originator Assistant and Mortgage Loan Processor

Tiffany supports loan originators and clients throughout the application and processing stages. As a Mortgage Loan Originator Assistant and Mortgage Loan Processor, Tiffany helps coordinate application details and supporting documents so the team can communicate clear next steps.

Karen Hill

Karen Hill

Marketing Specialist

Karen supports Unity Mortgage Group as Marketing Specialist, helping share the brokerage's services and educational resources with homebuyers, homeowners, and real estate professionals. Karen's role supports clear, consistent communication and community connections.

Mortgage questions

Start with a clear answer.

How early should I get pre-approved?

Start before you shop for homes. An early review gives you time to understand your budget, address documentation needs, and make a stronger plan with your real estate agent.

What documents will I need?

The exact list depends on your situation, but borrowers commonly provide income, asset, identification, and housing-history documents. We explain what is needed and why.

Does a pre-approval guarantee final loan approval?

No. Final approval depends on completed underwriting, verified information, the property, and applicable program requirements.

Can Unity help me compare loan options?

Yes. We explain available options, material differences, and the questions you should consider before choosing a loan.

Planning tool

Estimate your principal and interest payment.

Use this quick estimate as a starting point. Your actual payment may also include property taxes, homeowners insurance, mortgage insurance, HOA dues, and other costs.

Estimated monthly principal and interest$2,275

Estimate only. This is not a loan offer, approval, or disclosure of actual terms.

Take the next step

Let’s build your mortgage plan.

Tell us where you are in the process. We will help you understand what comes next.

Talk with Jason Hill

919-352-8938
jason.hill@unitymortgagegroup.com

Ready to get started? Complete your mortgage application through our secure online portal.

Apply now (opens in a new tab)